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A certificate of deposit (CD) is a key part of a diversified portfolio. CDs offer a predictable return in exchange for holding your deposit for a fixed time period. Our CDs can help you save for your financial goals, whether you’re looking for short terms of 32 days or longer terms of up to five years. All CDs are FDIC insured.1

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Certificate of Deposit Addendum to the Deposit Account Disclosure

1FDIC insurance up to the maximum established by the FDIC per depositor and ownership type.

2Early withdrawal penalties may apply to withdrawals made at any other time than during the grace period. Fees could reduce earnings on the account. Additional restrictions may apply.

3To qualify for a relationship CD interest rate; you must have a Bank of the West Premier Checking account. Relationship CD interest rates are available on select CD products only and are subject to change or discontinuance at account renewal. If you do not have an open Bank of the West Premier Checking account when the CD renews, you will receive the standard rate for the new term.