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Our IRA Add-On CD is a great way to lock into the interest rate available when the account is first opened. You earn interest at that rate for the 12-month term (IRA Add On CD). This IRA is good for people who want to commit to saving for their retirement, but also want the flexibility to build up their contribution over the course of their CD term. While your money earns interest at a fixed rate, you can deposit more into the IRA Add-on CD anytime (subject to annual IRA contribution limits).

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*The Annual Percentage Yield (APY) is based on daily compounding of interest as noted. Fees may reduce earnings on an account.

1Early withdrawal penalties may apply to withdrawals made at any time other than during the grace period. Fees could reduce earnings on the account. Additional restrictions may apply.

2Subject to annual contribution limits. When your IRA CD matures, you can automatically renew it, or transfer your balance into another retirement account and continue to let it grow. Other options are available depending on your individual eligibility. Visit your local branch to help you choose the retirement account that offers the best benefits for you. Please see your tax advisor for more information.